This privacy policy sets out how Payal Edge Investments Pvt. Ltd. uses and protects any information that you share when you use this website and our mobile app. Payal Edge Investments Pvt. Ltd. is committed to ensuring that your privacy is protected at all times. Should we ask you to provide certain information by which you can be identified when using this website and mobile app, you can be assured that it will only be used in accordance with this privacy statement. Payal Edge Investments Pvt. Ltd. may change this policy from time to time by updating this page. This policy is effective from May 13, 2024. At its sole discretion, Payal Edge Investments Pvt. Ltd. reserves the right to modify this policy at any time. This policy, as modified from time to time, will be available on our website. When you visit our website, you need to ensure to keep yourself abreast with all such modifications. By accessing our website and providing us with your information as mentioned on the website, it shall be deemed that you have accepted all such modifications. Payal Edge Investments Pvt. Ltd. understands that our relationship is strongly built on trust and faith. In course of using information on this website or availing the services, Payal Edge Investments Pvt. Ltd. may become privy to the personal information of its customer including information that is of confidential nature. Payal Edge Investments Pvt. Ltd. is strictly committed to protecting the privacy of its Customers and has taken all reasonable measures as possible to protect the confidentiality of the customer information and its transmission through the World Wide Web. However, it shall not be liable in any manner for disclosure of the confidential information in accordance with this Privacy Commitment or in terms of the agreement, if any, with the Customer or by reasons as required by law / law enforcement agency for such disclosures or by reasons beyond its control and/ or due to breach in security due to cyber attacks and/or technical glitches etc. We may however be required to disclose your personal information to Government, Judicial bodies, and our Regulators or to any person/s to whom the Firm is under an obligation to make disclosure under the requirements of any law binding on the Firm or any of its branches, if required. Hyperlink Policy for users – Any hyperlink to other Internet sites shall be always at customer’s own risk. The contents of which and the accuracy of opinions expressed are not verified, monitored or endorsed by Payal Edge Investments Pvt. Ltd., in any way or manner. Payal Edge Investments Pvt. Ltd. shall not be responsible for the setup of any hyperlink from a third party website to Payal Edge Investments Pvt. Ltd. What we collect We may collect the following information: ● Name and contact details; ● Personal information, including date of birth, Aadhaar Number, and Permanent Account Number (PAN); ● Demographic information such as gender and income; ● Any other information that can help us improve our services. What we do with the information we gather ● To conduct Know-Your-Customer (KYC) registration as required by SEBI and/or other regulatory bodies; ● To perform compliance checks and keep/maintain internal records; ● To use the information to improve our products and services; ● To periodically send emails to your registered email address about your investments, or other information which we think you may find interesting. ● You will be free to unsubscribe from our mailing list at any time, if you do not wish to receive such emails from us. From time-to-time, we may also use your information to contact you via phone or email for market research purposes. ● We will not sell, distribute or lease your personal information to third parties unless we are required to share such information under the terms and conditions of the products and services you avail, or we are required to do so by law. Security We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure, we have put in place suitable, physical, electronic and managerial procedures to safeguard and secure the information we collect online. However, any information of the client that is freely available or accessible in public domain or any law for the time being in force shall not be regarded as sensitive personal data or information and Payal Edge Investments Pvt. Ltd. shall not be liable for security or protection of the same. Links to other websites Our website may contain links to other websites of interest. Such third party websites are not endorsed or sponsored by us. Once you have used these links to leave our website, you should note that we do not have any control over such third-party websites. Therefore, we shall not be held responsible in any manner for the protection and privacy of any information, which you provide whilst visiting such sites and shall not be responsible for any fraudulent acts committed by third parties, etc. arising due to the use of such websites. You should exercise caution and access the said websites at your own risk. You should look at the privacy statement and other conditions applicable to any such third party w.r.t website in question. Controlling your personal information If you believe that any of your information with us is incorrect or incomplete, please email us as soon as possible at admin@payaledgeinvestments.com. We will promptly correct any information found to be incorrect. Security certificates Payal Edge Investments Pvt. Ltd. is a financial services company. We fully recognise and understand the security implications of being a service provider with whom people trust their money. There are many safeguards we adopt in this regard – some of these are technical, and some are structural. When it comes to data security, our goal is to ensure that: ● Your data is stored safely and securely – passwords are one-way encrypted before being stored in the database for high security. ● All communication with you, or with mutual fund companies and other service providers are encrypted using the highest standards. ● Your data is not shared with anyone, unless you have explicitly requested us or authorized us to do so to fulfill a transaction request. ● To ensure that we achieve these goals, we have a variety of certifications/trust verifications in place for our firm, both from technical and legal/operational perspectives. All our communications are encrypted by 256-bit encryption, and our data is hosted with top-tier hosting service providers. Also, our data is continuously backed up to ensure continuity of operations.

Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our ‘Privacy Policy’, govern Payal Edge Investments Pvt. Ltd. relationship with you. The term “Payal Edge Investments Pvt. Ltd.” (or “us”/“we”/”our”) refers to the owner of the website. The term “you” refers to the user or viewer of our website. The use of this website is subject to the following terms: You understand and accept that Payal Edge Investments Pvt. Ltd. maintains the website – https://www.payaledge.com/, and our CRM partner Investwell Mint manages related websites such as https://payaledgeinvestments.investwell.app/ (referred to as “site” or “website” on this page) to provide the visitors with information about us, our services and products, and to enable visitors to avail our services. You also accept that visitors to the site are required to read the below terms and conditions, and the use of the site amounts to / constitutes your acceptance and agreement to be bound by such terms and conditions. You will also be bound by changes therein to the terms from time-to-time and made available on the website. You agree to keep yourself abreast and updated with such changes in the terms from time to time. You are aware and accept that all information, content, materials, products (including, but not limited to text, content, photographs, graphics, video and audio content) on the website is protected by copyrights in favor of Payal Edge Investments Pvt. Ltd. under the applicable copyright laws and the general intellectual property law. You understand and accept that all the information submitted by you on the site shall be deemed to be the property of Payal Edge Investments Pvt. Ltd., and Payal Edge Investments Pvt. Ltd. shall be free to use any ideas, concepts, know-how or techniques provided by you in any manner whatsoever. On initiating contact through the site, you agree to being contacted by Payal Edge Investments Pvt. Ltd., or any other entities with whom Payal Edge Investments Pvt. Ltd. has entered into an arrangement, via email, phone call, SMS or any other means of communication. You agree that you shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivatives from, transfer, or in any way exploit, any part of any information, content, materials, services available on or through the site, and you shall not use any any of the website content in connection with any commercial endeavors, whether in whole or in part, except that which you may download for your own personal and non-commercial use. You agree that merely by accessing the website, no relation of client and service provider is established between you and Pentagraph Partners. You agree that you will not use Payal Edge Investments Pvt. Ltd. website for any purpose that is unlawful, and/or prohibited by these terms. You also agree you will not use the site in any manner that could damage, disable or impair the website, or interfere with any other party’s use, or enjoyment of the website. You acknowledge that the software and hardware underlying the site, as well as other Internet-related software required for accessing the website, are the legal property of the respective vendors. The permission given by Payal Edge Investments Pvt. Ltd. to access the website will not convey or deem to convey any proprietary or ownership rights in the above software/hardware. You agree that you shall not attempt to modify, translate, disassemble, decompile, or reverse engineer the software/ hardware underlying the website, or create any derivative product/s based on the software/hardware. You understand and accept that not all products and services offered on this website are available in all geographic areas, and you may not be eligible for all the products or services offered by Payal Edge Investments Pvt. Ltd. on the site. Payal Edge Investments Pvt. Ltd. reserves the sole and discretionary right to determine the availability and eligibility for any product/s or service/s. You understand and accept that Payal Edge Investments Pvt. Ltd. is not / shall not be responsible for the availability of content, or other services on third-party sites linked from the website. You are aware that the access of hyperlinks to other internet sites are solely at your own risk and consequence, and the content, accuracy, opinions expressed, and other links provided by these sites are not verified, monitored or endorsed by Payal Edge Investments Pvt. Ltd. in any manner whatsoever. You also agree and accept that Payal Edge Investments Pvt. Ltd. does not make any warranties, and expressly disclaims all warranties, express or implied, including without limitation, those of merchantability and fitness for a particular purpose, title or non-infringement with respect to any information or services or products that are available or advertised or sold through these third-party websites. Payal Edge Investments Pvt. Ltd. do not represent and assure that the Website and its access will be uninterrupted and that it is not prone to any cyber attacks or hacking etc. You have the entire responsibility for adequate protection and backup of data and/or equipment and to take reasonable and appropriate precautions and to keep the anti-virus protection software in place. Payal Edge Investments Pvt. Ltd. shall not be liable if any transaction does not fructify, or may not be completed, or for any failure on the part of Payal Edge Investments Pvt. Ltd. to perform any of its obligations under these terms and conditions, or those applicable specifically to its services/facilities if the performance of which is prevented, hindered or delayed by a Force Majeure event (defined below). In such a case, its obligations shall be suspended for so long as the Force Majeure event continues. “Force Majeure Event” means any event due to any cause beyond the reasonable control of Payal Edge Investments Pvt. Ltd., including and without limitations, the unavailability or break down of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, pandemic, acts of God, civil commotions, strikes or industrial action of any kind, riots, insurrection, war, acts of the government, computer hacking, cyber-attacks, unauthorized access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal, or the systems getting affected by any malicious, destructive or corrupting code or programme, mechanical or technical errors/failures or power shutdown, faults or failures in telecommunication, etc. You understand and accept that Payal Edge Investments Pvt. Ltd. has the absolute discretion to amend or supplement any of the terms at any time. The changed terms and conditions shall be updated on the website, and/or by other acceptable modes of communication. By using Payal Edge Investments Pvt. Ltd.’s services, you shall be deemed to have accepted the changed terms and conditions. You accept that the Courts in Pune alone shall have the exclusive jurisdiction as regards to any claims or matters arising out of dealings with Payal Edge Investments Pvt. Ltd.. All disputes will be governed by the laws of India. You understand and agree that these terms are in addition to, and not in derogation of, the applicable terms and conditions relating to your usage of any Payal Edge Investments Pvt. Ltd. services that you may be currently availing, or may avail in the future.