BEGIN:VCARD
VERSION:3.0
REV:2026-04-11T11:19:12Z
N;CHARSET=utf-8:Kikale;Vikram L;;;
FN;CHARSET=utf-8:Vikram L Kikale
ORG;CHARSET=utf-8:TIAA Global Capabilites Pvt Ltd
TITLE;CHARSET=utf-8:Sr Director Strategic Sourcing & Procurement
EMAIL;INTERNET:vikram.kikale@in.tiaa.org
TEL;TEL;type=CELL:+919920964316
ADR;WORK;POSTAL;CHARSET=utf-8:TIAA Global Capabilites , 7th Floor,  Winches
 ter Building, Hiranandani Business Park, Powai, Mumbai 400076;;;;;;
URL;TYPE=website:
URL;TYPE=twitter:
URL;TYPE=facebook:
URL;TYPE=instagram:
URL;TYPE=youtube:
URL;TYPE=reddit:
URL;TYPE=tumblr:
URL;TYPE=linkedin:
URL;TYPE=pinterest:
URL;TYPE=tiktok:
URL;TYPE=googleDrive:
URL:https://pro.unogreencard.com/2MDRKG
PHOTO;ENCODING=b;TYPE=JPEG:/9j/4AAQSkZJRgABAQEAYABgAAD//gA7Q1JFQVRPUjogZ2Qt
 anBlZyB2MS4wICh1c2luZyBJSkcgSlBFRyB2NjIpLCBxdWFsaXR5ID0gNzUK/9sAQwAIBgYHBgU
 IBwcHCQkICgwUDQwLCwwZEhMPFB0aHx4dGhwcICQuJyAiLCMcHCg3KSwwMTQ0NB8nOT04MjwuMz
 Qy/9sAQwEJCQkMCwwYDQ0YMiEcITIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyMjIyM
 jIyMjIyMjIyMjIyMjIy/8AAEQgAyADIAwEiAAIRAQMRAf/EAB8AAAEFAQEBAQEBAAAAAAAAAAAB
 AgMEBQYHCAkKC//EALUQAAIBAwMCBAMFBQQEAAABfQECAwAEEQUSITFBBhNRYQcicRQygZGhCCN
 CscEVUtHwJDNicoIJChYXGBkaJSYnKCkqNDU2Nzg5OkNERUZHSElKU1RVVldYWVpjZGVmZ2hpan
 N0dXZ3eHl6g4SFhoeIiYqSk5SVlpeYmZqio6Slpqeoqaqys7S1tre4ubrCw8TFxsfIycrS09TV1
 tfY2drh4uPk5ebn6Onq8fLz9PX29/j5+v/EAB8BAAMBAQEBAQEBAQEAAAAAAAABAgMEBQYHCAkK
 C//EALURAAIBAgQEAwQHBQQEAAECdwABAgMRBAUhMQYSQVEHYXETIjKBCBRCkaGxwQkjM1LwFWJ
 y0QoWJDThJfEXGBkaJicoKSo1Njc4OTpDREVGR0hJSlNUVVZXWFlaY2RlZmdoaWpzdHV2d3h5eo
 KDhIWGh4iJipKTlJWWl5iZmqKjpKWmp6ipqrKztLW2t7i5usLDxMXGx8jJytLT1NXW19jZ2uLj5
 OXm5+jp6vLz9PX29/j5+v/aAAwDAQACEQMRAD8A9HoFGKWsiwpaKWkAlLRS0AJRS0UAGKMUUUAG
 KKr3N/bWmBNIqsei55Nc9c+OtOt5zG6yDaSCQyEcfiT+lFgOqxRXEy+PYS+EhlZScfdwRUZ8fx4
 2omw9zN/PA607MLndUV5nceNpkJb7eDzwvlkD9KsWnxDGVWZYie+GPP070crC56JijFYdh4hiv4
 91sFlIGSgY7h+Heta2u4rlQyHr2NICXFLS4pKADFGKWjFACYoxS0UAJiilooAjxRS4ooAKKWigA
 ooooAKKK5fxf4ti8N2oCBWupB8ikj5Rzgn8ulO1wbsbGpa1YaWP9KuERsZCdWP4DmvNPEvxKvJx
 9m0orbKxwZeS/wD9auJ1PXbrUriSWSRlLdfmJPXuazYpCr7+p96tRIcjVlmv71vMubuWcD++5/r
 Si9MKlNgx065zUKILjBkUbeyKcE/XvV+DRTdMqxxPGc9uf1ptpDUWykuoXMjGLc+DyrEcj2NQPJ
 dzqvyOSpxxzXXWfhNxyz7xnH/6q24PC0YwQeg44rJ1UjeNFtanmE8lyqDOeOP8/lRbXjREl2JI6
 Ada9NbwVBNLlgTnJOBSt8ObSUbstk+nGKPaoPYS6HK6XqYikVmJRyPvg4KtXo/hXWDfxyLM+Zd2
 N3qeuT/j9a4++8AXVoGezuCTj7rDim+G73/hG7yT+0oZc42hAMA/U0+ZSWhEoOO57NGd0ak9SKX
 vWNpuv2+pxK8ABzydrgkfUda2EZXQFSCKRI6iiloASilpKACilooAjooxS4oASjFLilxTASkzSm
 kNAFHVtUttG02a+vH2wxjJx1Y9gPc18+a/rc+vavNqFzgFzhIweEUdAK7v4sasGuLXSkJHljzpB
 6k8L+QB/OvLjnp2rSK0uRJjWOT65rV0/TfNALZJbt6VStYd8oyOK6yzCxRgAVM5W0RpSgnqy1p+
 lRx4wBnua6iytERQqLz3rGs5scY61vWkhDLXNJs64pGnHBtA4q9bw7uMYqKL5lBFaEAAFQi7ipG
 FPSrQQAcCo1xmp05FWkS2NEYbqoPsay9Y8PWmpW7K0e18cMBW9GoA5pZCMcU7E3voeOeRdeHNRk
 jdNpByki8bh7Ht/THpXonhnVRq9m1yMA8KwH94d/r0qh4x0z7dprvDkTxfMuO/qKzPhzI6z31ue
 FAD4J5yfb/PatYy5kYVIcr0PQKMUo6UuKDMbRinYoxQIbiinYooAjxRilxS0DExRilooEJTGFSG
 mnpQB8//ABEunuPHGoBuBHsjXPoFH9cn8a5YNyCOa7P4p2LWvjJ5iBsuoEkXHt8h/wDQf1ric4P
 FbLYhrU14ZYwgCgFj3rWtZOgNc3bg7l65JrbhOMZNZTOilsb1o53gda6m0hyVcZwelcbb3cEbqG
 kUY966Sz1+xTCNIvtWLi2bqSR19rG23Aq/HGRisax1izKArMpz0rWgvo3PUVNmVdFh12rkU+A7s
 elMEyOMA9abFOqZGeBTGaKKelNlQgVXTU4AcFwDVs3duw5kTP1qjMybpcqwNYGh2yWfieMxqAJE
 kjYqP+BAH/vn+fpXUXTwyAqGGawI45IPE1mVxtkY55/2W/oTTjoxVNYnXAUYpQOKMVZyiYpcUYo
 xQAYopcUUAQ0UtGKYBRRS0wG0hp1IaQHl3xgtITbabc7R52ZI899vBH6/zNeShAeM4r2X4oWiah
 pUNzDd27LaMRIokGV3YGTz6gCvKrS109pdtxqSg+kcbEZ/3sf0q1sJk0EKxqD1Y1Fd3bRArH971
 9K05ry2hthBBaIxH/LYg5Pvz/gKybOwim1SSR+UEbShT0ByB/X9KhJX1NW3bQoqk8x3KSzf7IJ/
 lVyCy1HqkMj/AFQj+dW3u9r+XFge/T/9VOgvtQS5Ea4CbwGYR7zjPXHfiq5mRyokjk1aA5MMqgd
 sZrodK8TzWgC3TlFHd/lH5moL+yuIbaGVJo5y6BmWMbWQ+hGT/ntVSxuoobjN5AJItrB0ceoxRb
 m3KUuXY73TvF+mzTYe/tk/35VH9aZe+KbO2lCi8jZn5URneWz0xtzXnvhTw6muTvhFI3HBfoB9P
 zrqtM0uPTPEupW01stvcJaxbE6rjJDMmexwp/EisXGKdkbqUmk2Z1/qOq3ErPBHdKpPVl2fzINO
 sZPE+8FZY2XP3WkGfzqnqNxeSTOFDqoyR1BNT+GJb24vTCyxKCBjzoSwOTzk5BGBk/hVxbsRK1z
 p7WPXFbzntpuuRtQsD+QrfguFvLqyBBF3FOjGMAltucNx16VTsruSz1T7BJNsXG3KPuQE8gqeo+
 hq7rGmyy2K39xePIYZokt0HQFpUBP61dovXqTzNI66ORJF3IysuSMqc8g4I/On4qO3t47aFYox8
 q569yeSakxUGQUUtFACYopcUUwIaKWimMSlopaAG1k+JZ5Lbw3qM0L7ZFhOGHbPH9a1yKz9asW1
 LRb2yQgPNCyqT/e7frikxrc8EmlD/fJPvVK5so0xMvcHIHr61YlR498cilJEYqynqCKXS4jNahZ
 Tn5iV57dKiLN5xTGRoXgUnuKltbfZdxnoJMxH/gQwP/HsVZNt5Q2jnFNAHIcfKeDRezFa6JLfRZ
 S+VVW9iK0otNu4f+XaNffNQWuq3UTKFiM7D+PdtY/Xjk/lWq2rX7RZOlzkeoYUm2UopIqywTMuG
 fAHZRgVzWtg29pIyE7mIX61r3utXo3KNOdT/tPj+lYSwXWqXoa5kVEQ5CKOAf8AGqTaIavodh8P
 4RZogMnznlh7mvSdV0ePUns9RjH+kW4KEj+ONvvD8CAfwPrXl2gz/YrxAckZxzXr+kX8U1kMkKR
 WTfvXOhL3Tk77w3FMxkUlWPpTbPRpYGA2xuPdcVd1Kw1XSpnuLK6jnsJGJWGdeYiecKw7emc46U
 W91rMsYK6dA3ut0f5bKBW8iwbEMAhiXef7o6VavCDNpGkfxNdCeQf7EY3fkX2D86LJNTL5dYIWP
 YhpP/ia0rXTI7e7N1I7zXUmN8r4zgZwoA6Dnp+eauLM5x0NKilorQ5QoopaAEopaKAIcUtApcUD
 ExRS0YoENIpMU/FGKAPKviV4a8qUavaIAk523CjtJ2b8e/uPeuG04ujiJ12snBr6A1fTYtW0m6s
 Jlyk8ZX6HsfwOD+FeEeRLb3H75SGRsHPWoasbwldWJpT81QMBmprjrkd6qFyGoY0aWnsscoOK6+
 1u0aIDiuDhn2HPStazvmZsKefSoaNVIta3sLHAGa40XF1YTSssAkD8jnGDWpe3kr3RUkkA1LGsM
 qZcqMetUlbczbvsYWiWepXGqLcRTO0xYFlduG9q9bsbc6lZS2LXFxC7j5/Ik2MvsCK57w0dPsr8
 TTOdpGPlXOK7O2SyF+L63uFKEchV5NDabKipRRb0TTriDSzZX1xJOinCtKcuR2yfWqXlT6TqO1H
 Jt2OVPp7VvR3dpJx54U/7QIqte+W3y5B70uVFc7W5ctrxJVDcBh1FWll3SLj1rBETBg0Z471rWh
 bdGG5OaSbuErcpo0tFLWxxBiilooATFFLRQBCKXFKBS0wExR3paKAExSd6dRSAYRWZceHdIurlr
 ifToJJWbcxYdT7jpWrSEcUME2jw3W7MWGpXVmDkQSsik917H8sVisvOcV1/j+IWviyV8YSeNH/T
 b/Na5gqM1DN1qipICFzVrStzSNg4PamsoKkEUy3k8mT0oKsZ+sz3K3PlwMqnPL4yais1vBkuwkJ
 6kDk/nV29UGUvwc81JYgO2OlNvQmK1Og8OW1k6FJ5blXbkqwGP5V2+naPYgptlunHZd4AH5CuKs
 4pgR5O4n24rqdP07VHKvGJVC4ON4rM6VLQ6GbQY5uVMyYHB38D8KwNR0y40kxeTe3Eq/8ATQg/h
 0rp7YSJHiQuG9zUd9EtzGu4A4p3Jk7oTTAzWaGQ5JrTtVzdL/sgn+n9aoWzLHCEBAxWnp6Eo8p/
 iOB9P8/yprVmc3aJcopcUuK0OUSlxS4ooASilooAioopaYBRijFLigBMUYp2KKQDCKKyfEmtLom
 mNMMNO/yxIe59foP8K8ju9c1C4cySXk7tu3HMh600hGz8R9Ttr6/iSFQ32YGNpR/Ec5x9Ac/ma4
 qO44wasPOtyrI/fgg1kS7rZ9rfdzw1OVO2qNIT6Giz7ulQOCO9QRz88mraYcVFjS5VYluDVu0wj
 CnfZxmrdvaqMUmgTOh0uQxlcgEHpXaWF+kYGTjjmuKs4wEUgjitCO6KyY5qHF3Nk1Y7uO4jnPBz
 9Khu2WOJjWHZ3pRQRnJ7VsWdjLqrb5mZIFPOOre1CuxNpIZp0b3s2xB8g+83oK6ZEWNAijCqMAU
 kEEVtEIoUCIOgFPrRRscs58wYopaKogKKKKLAFFFFFgIqUClFLQMTFLiq9zqFpZ/8fFxHGf7pPP
 5dazZfE9ipIiSab3VcD9cU+VsV0bWKr3l7bWEBmuZVjQep5PsB3rn5/E924/0azRP9qRi36DFct
 d3k95rA/tIqRPhUYDAU9l/H+dUqb6ickUfEWpS65qLTMCsajbEn91f8TWBJaScEDr7V2T6QAT8v
 6VE2nFcHbwe1aezJ5jhptPlI3Rj5x29ahRFuozHIvzchge1d8NMUgkDv1qtqPhb7TC11ajbdRru
 ZR0kA6/j/APqq4xtuS2eeT6ZPaHcgMkZ7dxTrWb8q7HT1RzGJAKtS+FLHUl82Nzb3BbbvXkH6jv
 Tlhm1eJpCtbSRzluySAVpQQo2OKlfwtfadu81FaIHHnRHK/j3FWbe0ZAQetcc04OzOyFpK6JYYk
 4yK2La0R8Ht71nRABgGGPWtyxTKjAJrFyNVEt2loGkVFABYgV2MUSQxLGgwqjArlJbn+z7WW9PS
 Abv1rp7O5S8s4rlPuyLkVpBaXOau9bE1FGKUCtDASlpcUYoATFFLijFACUUUUAc9c+J4FytnA9w
 f7x+Vf15/Ss2bVb+8BDT+Sp/hgGP160qWwVcYHA6CrC24PYkj0rdQSMnJszY7Jc7ghJ755JqdbQ
 5AwoHsK0kiIH3R+NSLBjB559Sea0EUhaLj+eO1ZeqaQbmNlAz6Y6j0xXUpEm3I4/4FTGtw/O08D
 pQBzdlqdvbwR22rv9luMBd8qlVYj0Yjaenr3q5JagxLJG4YHPQjmrt8tqlo8N4iSI/y+WVzu/Cu
 St/A0xvxcadf3OlW2cmKN9wP/AT8o/WnoB0UVoBGJGIC9Oe/0HekxuIwSsecr06+/wDnippLV7V
 UUyO4xgSSHJB/DimD7pz0z8w9D60IDntY0gQyPe24IUnMqAfdJ7j2J/z6QWdz5SoDwC/4106gdG
 wwII56MvoayLnR/s1wjxgmBzlfY/3TW8JX0E0a1lKxt5Djo+MUlxpNvMXMCpGwP3QMA/T0/l9Kf
 YgGzkB6l+lWicJJ2OcUqlONRWkVCpKDvE5u501klxsKsOorVsIPlUd61lWGdW+0Y2qB85ONn1P9
 KZEkaHMLrJGejgEZ/A15NfDyp67o9KjiI1NOpieNJVs/B96T/EFXj3YCtfwNeG98NwMCSdgIHv3
 FcT8U9RKaKtrGTnertj2NbHwyvki0lIHbaSTgnp1rXDK8dTDEvU9AWRGOMgH0NSAVFcRr5gbHD/
 z9Kro8qrkNj2atHT7HNzF2iq8d2pIWQbSe46VZBBGQazaa3KTuFJilNJSAMUUtFAHORwY6hT+OT
 UuxeAEU/hVsxCX54x82BlegP0pFXHcAfjmuoyIVXnkc+tTKi7QeuRxg8UhyvQDr07/55qReo59q
 AGMuFJK4/Gmqy5PYn2qw8ZZcgKce9VCdh5IIpoDP12zmlSO+tFMslvndCDzIvt78fj+VWNM1S31
 KyjmicEkcjoQfoehrRiIcYJ+lctrml3Gk376vpkZZW5urdf4/9tR/e9fWnuBsSxM5IfkZyNx/pU
 DREfwhnQY+oFJY6nDq9sk8Em7/AHR0+vvWhLbsAGXOR3pAZTJyfmwp6Y7VPDscNHIMkj5s/wDoQ
 FS+Rk7l+6ev1qIxMsgAwCvIPXIp3AhjhazVlc/MMtnt7Gq11frY2wLo0krNlYhwT6ZP8P8AOtxI
 EuY8btjhdqv3X8Ky5bKSMfZL1tsv/LC6xkNjs3r710U2pash6FHR2k1HUXOrMm2IDyYQNsYJ6j3
 IHr1/CtO7nt7fVALIhoXTEiqcgEZPH6ZqdbEXdo5SPy7hPvKp+63ce4PUHvmsm1s/KulZ/O3g4I
 K8HP8An9KHCMm3+A4yaOH8cxPc2t05O7Y+0H1ANWdBee0gtDbkB1KkoRkn2rV1OxiJ+zzDcgc7g
 e4H+PH51kWstxBf+bGqblbIDAn9B/8AWrioU3v5nbVkj1ODWoruO6tmG2e2GW9GK/ex+RFOlu4I
 fJaWTYszbFJ6ZPavHJb+/wDBXil97ST2XmbykjEtsbryefXivRfDV5ba3o6QTIk0TKDtY5zXXVp
 KK5o7HCpX0ZvsNpJBHrT4ZG25U4Pf0pzRnywqktgcdzUFu+2Ug9OmDXPa5ZfS4VuG4P6GpqqOig
 jAABHWjzWgZSxzGSFPqpPT/PvWUqfYtS7luiiisyjG0+73KoYAe9W5ozgPH0PbA60UV0mZUlYjn
 fkA81LbsGUcnOPz/KiimItg5B4/WqF1GNxOCDnvRRSALeYKQMgdueavMqyp6j6UUUAcVq2k3Oi3
 b6rpKMUJzcWw6P7j0Nb+i6pb6rYpNC+9G9ex9D70UU+gi24IJyBhuuKrSQsOBjn7px09qKKBjYp
 XjbLAAjqB3HrWt5cN7a7JRuQj8QfUe9FFUhGWvnaTeIJjuiPypMBwR/db2/kfarGpQRvELyHBBH
 OKKK1XQnocPfy/bNbQoDt8s7uM88D/AArc0LQoruX7S6DyI27jl29OvSiihpRTsaczdrkXjnQ4t
 QtJH8seZj72K4r4f38lheT6ZMT8j70z/dPGPwP86KK0jrTdzF7nsMbeZErKQc881XmXZNuxgHmi
 iuQ1LEbeZHg43dRTjEs0bRnoy4NFFAxbGVp7KGVvvMoJ+vf9aKKKwluaR2P/2Q==
END:VCARD
