BEGIN:VCARD
VERSION:3.0
REV:2026-04-12T04:50:16Z
N;CHARSET=utf-8:Bhatnagar;Kapil;;;
FN;CHARSET=utf-8:Kapil Bhatnagar
ORG;CHARSET=utf-8:Dhruva Consultants
TITLE;CHARSET=utf-8:Partner
EMAIL;INTERNET:kapil.bhatnagar@dhruvaadvisors.com
TEL;TEL;type=CELL:+971586836207
ADR;WORK;POSTAL;CHARSET=utf-8:;;;;;;
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